This coming Friday, Farmers and Merchants Bank will host a reception for Ricky Nessmith, who is retiring from day-to-day operations of the bank at the end of this year. Nessmith is an experienced banker whose career in the field of banking and finance has spanned more than 44 years. Nessmith announced his intent to retire, which led the bank on a search for a new president and CEO. Brett Morgan was hired last spring, and Nessmith has remained with the bank during the transition period serving as the bank's chief operating officer, vice-chairman of the Board of Directors, and president of FMB Equibanc Inc., the holding company of the bank.